Start with the free tier to see if Solofi fits your workflow. Upgrade when you need deeper modeling capabilities.
Core visibility and education tools
Track your net worth, understand your tax situation, and explore retirement scenarios. Everything you need to see where you stand today.
Advanced modeling and optimization
Model complex decisions before you make them. Compare entity structures, optimize tax timing, and simulate retirement scenarios with precision.
Solofi provides decision-modeling capabilities at a fraction of the cost of traditional services.
Annual cost: $1,600+Based on 4 sessions/year
Reactive advice after you've already made decisions. Limited modeling of future scenarios.
Annual cost: $5,000/yearOn $500K portfolio
Requires asset custody. Commission incentives may not align with your goals.
Annual cost: $120/yearLess than 1 CPA session
Model unlimited scenarios. No asset custody. No commissions. Cancel anytime.
If one S-Corp decision saves you $3,000 in taxes, or one optimal Roth conversion timing saves $5,000 over a decade, Solofi pays for itself many times over.
The free tier gives you visibility. Pro gives you leverage.
Most financial decisions are irreversible—or at least expensive to reverse. Choosing the wrong entity structure, missing an optimal contribution window, or mistiming a Roth conversion can cost tens of thousands of dollars over a decade.
Pro exists to help you model these decisions before you commit. It's built for people who want to understand the second and third-order effects of their choices, not just the surface-level math.
The subscription model keeps our incentives aligned with yours. We don't earn commissions, hold assets, or benefit from you making more transactions. Our only goal is to be useful enough that you keep paying $15/month.
Pro makes sense if you're navigating decisions like these:
Should I elect S-Corp status? At what income level does it make sense? What salary should I pay myself?
When should I do a Roth conversion? How do I manage capital gains across multiple years? What's my optimal contribution strategy?
What's my probability of success at different withdrawal rates? How does relocating affect my timeline?
If you're earning $150k+ and making decisions that affect your tax bill by thousands of dollars, Pro typically pays for itself in the first month of use.
| Feature | Free | Pro |
|---|---|---|
| Net worth tracking | ||
| Basic tax calculator | ||
| Retirement projections | ||
| Geographic arbitrage explorer | ||
| S-Corp vs LLC modeling | ||
| Optimal salary calculator | ||
| Quarterly tax estimates | ||
| Capital gains simulator | ||
| Monte Carlo simulations | ||
| Saved scenario comparisons | ||
| Personalized insights |
Clarity about what we are—and aren't.
Solofi is not a brokerage or custodian. Your money stays exactly where it is. We're a decision tool, not a financial product.
We provide modeling tools and educational information. For personalized advice, work with a licensed professional.
No affiliate fees, no product sales, no AUM charges. Our only revenue is your subscription.
Yes. Cancel with one click from your account settings. No calls, no hoops, no retention offers. You'll keep access until the end of your billing period.
Pro comes with a 14-day money-back guarantee. If it doesn't work for you, email us and we'll refund you immediately—no questions asked.
No. Solofi works with manual data entry. You control what information you share, and nothing connects to your actual financial accounts.
You can export all your data anytime. After cancellation, we retain your data for 90 days in case you want to return, then permanently delete it.
Yes. We offer prorated refunds for annual subscriptions within the first 30 days. After that, you can cancel but won't receive a refund for the remaining months.