Early Retirement Strategy
Roth Conversion Ladder Calculator
Access your retirement funds before 59½ without penalties. Calculate your optimal Roth conversion strategy.
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Your Timeline
When do you plan to retire early?
9 years between retirement and 59½ when traditional withdrawals become penalty-free. The Roth ladder helps bridge this gap.
This calculator is for educational purposes only and should not be considered tax or financial advice. Tax laws are complex and change frequently. Consult a qualified CPA or tax professional before implementing a Roth conversion strategy.