100% Free Tools

Financial Tools for the Self-Employed

Free calculators, assessments, and guides to help you optimize taxes, plan for retirement, and build wealth.

Tax Planning

Tax Savings Calculator

Discover how much you could save with Solo 401k, S-Corp election, and HSA strategies.

  • Solo 401k contribution limits
  • S-Corp vs. LLC tax comparison
  • HSA optimization
  • Personalized recommendations
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Wealth Building

Financial Independence Calculator

Calculate your path to financial independence and estimate when you can retire.

  • FI number calculation
  • Retirement timeline projection
  • Withdrawal rate analysis
  • Coast FI scenario
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Retirement

Roth Conversion Ladder

Learn how to access retirement funds before age 59½ using the Roth conversion strategy.

  • 5-year conversion timeline
  • Tax bracket optimization
  • Early retirement access
  • Step-by-step guide
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Assessment

Net Worth Tracking Quiz

Assess your financial tracking habits and discover areas for improvement.

  • Personalized assessment
  • Tracking recommendations
  • Best practices guide
  • Action plan
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Getting Started

First-Year Freelance Checklist

Complete financial setup guide for new freelancers and consultants.

  • Business structure setup
  • Tax registration steps
  • Banking recommendations
  • Insurance requirements
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Working Abroad

FEIE Eligibility Checker

Find out if you qualify for the Foreign Earned Income Exclusion and estimate your tax savings.

  • Physical presence test calculator
  • Bona fide residence test
  • Estimated exclusion amount
  • Form 2555 filing guidance
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Getting Started

Freelance Rate Calculator

Calculate your minimum viable hourly rate based on your income goals and work schedule.

  • Hourly, day, and weekly rates
  • Project rate ranges
  • Billable hours analysis
  • Pricing strategy tips
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Getting Started

Freelancer Banking Setup Guide

Get a personalized banking plan — which accounts to open, and in what order.

  • Personalized account roadmap
  • Specific bank recommendations
  • Tax reserve setup
  • Automation rules
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Ready to optimize your finances?

SoloFI helps self-employed professionals track net worth, optimize taxes, and plan for financial independence.